No matter your line of work, chances are there is always a risk of a workplace injury at some point. Thankfully, most all businesses are required by law to carry Workman's Compensation insurance for employees. If you are hurt while doing your work duties, you will receive benefits from your employer's insurance. The following are some things you need to know about Worker's Compensation:
How Much Money Will You Get?
A common first question is exactly how much money you can expect to receive with your claim. The amount you receive varies from person to person and is based on your own circumstances. How your accident happened, your injuries, the time you will need off for work are only a few factors the insurance company will consider when determining your benefits. If you have a valid claim, your medical expenses will be paid.
You will also receive your wages you would have made had you not suffered a workplace injury. If your injuries result in a permanent disability that prevents you from working, you will receive a monthly payment to help cover your daily expenses.
Can You Sue for Pain and Suffering?
Another common question is whether or not you can or should sue your employer for your pain and suffering. Worker's Compensation insurance does not pay for pain and suffering. Additionally, by law you are not allowed to receive both Worker's Compensation benefits and pain and suffering simultaneously. The insurance is solely for your medical expenses and lost wages.
If you are not satisfied with the benefits from the insurance, you can opt to take your employer to court for pain and suffering compensation. This can be risky, however, if the results do not go in your direction. You could also face adversity if you then try to receive Worker's Compensation after the fact.
While these are some of the most common questions you may have about Worker's Compensation, you need to thoroughly discuss your options with a worker's compensation attorney. He or she will gain a clear understanding of your specific circumstances and help you develop a strategy which is most beneficial to your situation. If you think your employer was negligent or was unwilling to provide a safe workplace, a lawsuit can be lucrative than your benefits received from Worker's Compensation. However, you need to thoroughly understand the risks associated with a lawsuit if you do not get the results you expect.
Share29 December 2018
When I was a child, my father was the pastor of a small evangelical church in my hometown. I always enjoyed going to church in order to play with my friends. One of these friends suffered a horrific accident at a local gas station one day. As he was walking towards the entrance to the gas station, he was struck by a vehicle. His leg was seriously injured during the accident. To help with the expenses of recovery, his father hired an accident and personal injury attorney. This professional helped my friend’s father sue the person who struck his son. On this blog, you will discover the advantages of hiring an accident and personal injury attorney after incurring injuries from a devastating accident.